SME loans refer to loans offered specifically for small and medium enterprises where enterprise clients, whose business activities are in agribusiness, trade, manufacturing and services sector, having 10 to 100 employees with assets from USD 50, 000 to USD 500,000. The business sites should be in provincial cities and capital of Phnom Penh. The loan size is up to USD 50,000 or equivalent to Khmer Riel and Thai Baht. Annual interest rate is competitive with loan term up to 36 months and with flexible repayment modes.